Debating between getting married or paying off your debt can be extremely difficult. The little financial advisor that magically appears on your shoulder will insist, “Don’t do it! Be fiscally responsible so you can properly take care of your beloved,” but the idealistic mini-bride or groom on your other shoulder will say, “Follow your heart! People get married so they can take care of each other.” While it feels better to give into matters of the heart, being money-wise is critical to a healthy relationship too; after all, money woes are the number one cause of divorce. So to live happily ever after, what’s a cash-strapped lover to do?